Top 10 Stablecoins in 2026: Market Cap, Backing & Real-World Uses

USDT is the largest USD stablecoin in 2026 by market capitalization, followed by USDC and USDS. Other major stablecoins include USDe, DAI, USD1, USDG, PYUSD, RLUSD and USDD.

However, market capitalization only tells us how large a stablecoin is. It does not tell us whether that stablecoin is safer, more transparent or more suitable for a particular use.

*Market capitalization figures are approximate and based on CoinGecko data checked on September 29, 2026. Crypto market capitalization changes continuously.

What Is a Stablecoin? 

Stablecoin is a cryptocurrency that aims to keep a relatively fixed price against another asset.

In the majority of cases, that "stable" asset is the U.S. dollar for the stablecoins that are being discussed in this guide. 

The target is normally:

1 stablecoin ≈ 1 USD

This target is known as a peg.

A peg doesn't mean that the token will always be sold at $1 for each second. Market prices can temporarily move above or below the target.

It's the mechanism that will bring the token closer toward the target value that is important.

There are a number of ways that stablecoins are employing to do this.

A stablecoin backed by a reserve can be backed by U.S. dollars, Treasury securities and other liquid assets.

For a crypto-backed stablecoin to operate, users or the protocol might have to deposit an excess of crypto-assets to generate more stablecoins.

Using crypto assets as well as derivative positions can manage the exposure to the underlying crypto asset price change within a synthetic dollar.

If you are new to the topic, our beginner guide to how stablecoins work explains the basics in detail.

Now, let's take a closer look at the largest stablecoins one by one. 

Approx. market cap: $183.8 billion

Tether, known by its ticker USDT, remains the largest stablecoin globally by market capitalization.

It is also most used stablecoins for crypto trading, payments, crypto transfers and moving dollar-denominated value between wallets.

USDT is issued by Tether.

Tether claims tokens in circulation are backed by the reserves. Those reserves are not limited to just cash in a bank account. These may be cash, cash equivalents and other reserve assets. Tether shares details of its reserves and circulation in transparency reporting.

USDT is also available on other  blockchain networks.

It is one of the most crucial things that new users should be aware of. 

For instance, USDT on TRON and USDT on Ethereum are both related to your identical stablecoin brand, but on completely different blockchain networks.

When someone provides you with a TRON address and you transfer USDT via an unsupported Ethereum path, it may not reach the desired destination, or you may not be able to recover the funds.

Before transferring USDT, always check these three things:

USDT + blockchain network + destination address

Do not check only the token name.

What is USDT commonly used for?
USDT is used as a trading pair on cryptocurrency platforms, for transfers between wallets, for crypto payments and as a way to hold dollar-denominated value on blockchain networks.

Its large circulation also means it usually has strong liquidity across many crypto markets.

What should users understand?
USDT is managed by a centralized issuer. Users should understand the issuer, the composition of the reserves, the terms of redemption and the blockchain network on which they operate.

Although its size and liquidity are desirable features, these do not necessarily indicate protection from risk. 

Approx. market cap: $74.7 billion

USD Coin or USDC is the second largest USD stablecoin in terms of market capitalization.

USDC is a token issued by Circle with 1 USDC = 1 USD. 

According to Circle, the US dollar (USD) reserves are maintained in highly liquid assets, such as bank deposits, short-term United States Treasury and other assets. 

As of September 24, 2026, Circle reported approximately $75.2 billion of USDC in circulation and $75.5 billion in reserves. Circle also releases data for reserves, as well as third-party assurance reports. 

This is an important distinction when you hear someone say a stablecoin is "backed by dollars."

It's not that every single dollar of stablecoin is locked into dollar notes or cash in one bank account.

Reserves can contain different types of highly liquid financial assets.

What is USDC commonly used for?
USDC is commonly used for crypto payments, trading, blockchain settlement, transfers and decentralized applications.

USDC is also cross-chain on multiple network, like USDT.

That translates to the need for network compatibility as well.

A wallet that allows you to use USDC does not necessarily allow you to use USDC across all the blockchains offering USDC. 

What should users understand?
Users are responsible for checking what is currently available for reserves, supported networks and redemption terms on Circle.

It is also important for them to keep in mind that USDC is a centralized currency. The characteristics of the stablecoin are not removed by the blockchain ownership.

Approx. market cap: $9.8 billion

USDS is the native stablecoin of Sky Protocol, the ecosystem that developed from MakerDAO.

It is now the third-largest USD stablecoin in CoinGecko's current ranking.

Unlike USDT and USDC, USDS is not simply backed by a traditional reserve account.

Sky says every USDS is backed by protocol collateral worth more than the USDS in circulation.

Its collateral can include different types of assets used within the Sky Protocol system. The protocol also uses a Peg Stability Module to help keep USDS near its target value.

In simple terms, the system is designed so that the value supporting USDS is greater than the value of the USDS issued against it.

This is known as overcollateralization.

USDS and DAI are connected

USDS is closely related to DAI.

Maker rebranded to Sky in 2024, and Sky describes USDS as the upgraded version of DAI. DAI continues to exist, which is why both DAI and USDS appear separately among today's largest stablecoins.

USDS is not the same as sUSDS

This is another important distinction.

Holding USDS itself does not automatically mean you receive the yield associated with Sky's savings products.

Sky describes sUSDS as a separate token used to access the Sky Savings Rate. The rate is variable and can change over time.

The easiest way to remember this for the beginners: USDS is the dollar-pegged stablecoin. sUSDS is the yield-bearing version used to access the Sky Savings Rate.

Don't assume that two functions with similar names have the same risk, function and return structure. 

Approx. market cap: $4.9 billion

USDe is one of the most interesting stablecoins in the current top 10 because it works very differently from USDT or USDC.

Ethena describes USDe as a synthetic dollar.

It specifically states that USDe is not the same type of fiat stablecoin as USDC or USDT.

Instead of relying mainly on dollar deposits and Treasury assets, Ethena combines crypto assets with derivatives positions.

A financial contract whose value is based on another asset. 

Ethena uses a strategy known as delta hedging.

In simple terms, the protocol can hold a crypto asset while also taking an offsetting position designed to reduce the effect of that asset moving up or down in price.

For instance, a short position in a crypto asset may help reduce some of the losses in the case the price of that asset falls. 

This structure allows USDe to target a relatively stable dollar value without working exactly like a traditional fiat-backed stablecoin.

Why is this important?
Because the risks are not the same.

USDe users need to understand more than reserve balances.

The system can depend on crypto collateral, derivatives markets, exchanges, custodians, funding conditions and the ability of hedging positions to operate as intended.

Ethena itself makes clear that interacting with USDe involves different risks from fiat stablecoins.

This does not change the nature of the model, whether it be good or bad.

It implies users need to have an understanding of the mechanism before assuming all token trades around the $1 value are identical. 

Approx. market cap: $4.6 billion

DAI has been one of the longest running major decentralized stablecoins.

It took off quite a bit with MakerDAO, and it's still in circulation now that Maker has evolved into Sky.

DAI was established and maintained with on-chain protocol mechanisms rather than a bank-held reserves like a traditional stablecoin issuer would d

This makes DAI an important example of a different approach to maintaining a dollar target.

Why are both DAI and USDS still in the top 10?
This can be confusing if you know that Maker became Sky.

Sky describes USDS as the upgraded version of DAI, but DAI continues to circulate independently.

This represents the possibility for users to still encounter both tokens in wallets, exchanges and DeFi apps.

If you are using either token, don't assume that the token is interchangeable anywhere, because it's part of a larger ecosystem. 

Check which token and network a platform specifically supports.

What should users understand?
DAI's risk structure is different from a simple reserve-backed model.

It is based on the protocol design, collateral, smart contract, governance and the systems used to keep the peg stable.

This is the reason it is not enough to know only the current $1 market price of a stablecoin. 

Approx. market cap: $4.4 billion

USD1 has grown into one of the larger USD stablecoins in 2026.

USD1 is branded by World Liberty Financial, while BitGo handles issuance and reserve-related infrastructure.

According to World Liberty Financial's documentation, USD1 is backed by reserves that can include short-term U.S. government Treasuries, government money-market funds, U.S. dollar deposits and other cash equivalents.

USD1 also has a proof-of-reserves dashboard.

The dashboard uses public blockchain supply data together with reserve information provided through an on-chain Chainlink oracle.

It displays information such as total reserves, total supply and the collateralization ratio. World Liberty Financial states that this system is intended to complement formal monthly attestation reporting.

Why is USD1 notable in 2026?
Its rapid rise in market capitalization makes it one of the major newer entrants into the stablecoin market.

That makes reserve transparency and actual usage particularly important to watch over time.

A large market cap can develop quickly.

A long operating history cannot.

Readers should therefore distinguish between current adoption and the length of time a stablecoin and its infrastructure have operated across different market conditions.

Approx. market cap: $3.25 billion

Global Dollar, or USDG, is a reserve-backed stablecoin issued through Paxos entities.

Paxos introduced USDG with a focus on regulated stablecoin infrastructure and institutional distribution.

Paxos states that USDG reserves are held using high-quality liquid assets such as U.S. dollar deposits, short-duration U.S. government securities and cash equivalents.

It also describes USDG as redeemable at a 1:1 rate through eligible channels.

Regulatory structure is also part of the USDG story.

Paxos Digital Singapore operates under Singapore regulatory oversight, while Paxos has also developed a framework for USDG issuance in Europe.

What is USDG commonly designed for?
USDG is positioned strongly around payments, settlement and institutional adoption.

That is slightly different from stablecoins that became popular mainly through retail crypto trading or decentralized finance.

However, the basic user questions remain the same.

Who issues it?
What assets support it?
Who holds the reserves?
How does redemption work?
Which networks support it?

The questions are helpful for reviewing any stablecoin, regardless of its origin. 

Approx. market cap: $2.69 billion

PayPal USD, or PYUSD is noteworthy because it connects a major mainstream payments service with public blockchain technology. 

PYUSD is issued by Paxos for PayPal.

According to Paypal, PYUSD is secured by U.S. dollar deposits and short-term U.S. Treasuries and similar cash equivalents.

Paxos also says that 1:1 redemption is available on the eligible institutional channels and reserve reports and attestations will also be posted monthly on the Paxos site.

Why does PYUSD matter?
Stablecoins had a strong bond with cryptocurrency exchanges and DeFi for years. 

PYUSD represents another direction.

Stablecoins can also become part of mainstream payment infrastructure.

PayPal has gradually expanded PYUSD-related services and availability, although features and access depend on jurisdiction and account eligibility.

This is a prime example to understand that stablecoins are no longer just for crypto traders. 

They are being used more and more to pay for transactions or to transfer digital value over the traditional financial products and blockchain networks as part of the merchant's settlement. 

What should users understand?
PYUSD still involves stablecoin risks.

PayPal itself notes that stablecoins can involve reserve, regulatory and value-related risks and should not be treated as risk-free or automatically equivalent to insured bank deposits.

Approx. market cap: $2.52 billion

Ripple USD (also known as RLUSD) is a U.S. dollar-stable ripple stablecoin.

Each RLUSD has deposits in dollars, U.S. Treasuries and cash equivalents as reserves, says Ripple.

Reserves are kept in separate accounts and Ripple's monthly reports are attested by a third party.

As of September 3, 2026, Ripple's transparency page shows that $2.40 billion of RLUSD is in circulation and $2.52 billion of funds are held in reserve. 

RLUSD is designed strongly around institutional payments, settlement and blockchain-based financial infrastructure.

It is also available across multiple blockchain networks.

Why is RLUSD worth watching?
Ripple already operates infrastructure focused on payments and financial institutions.

Adding a stablecoin gives that ecosystem another method of moving dollar-denominated value on blockchain networks.

However, users still need to check network compatibility.

RLUSD on one blockchain should not automatically be treated as compatible with an address or wallet on another blockchain.

This same rule applies throughout the stablecoin market.

Always verify both the token and the network before sending.

Approx. market cap: $1.53 billion

USDD is a TRON-based stablecoin that has strong roots in the TRON ecosystem, backed by cryptocurrency. 

Its newer system uses an overcollateralized model.

Users can lock eligible assets into vaults and create USDD against that collateral.

Because crypto prices can move quickly, the protocol requires collateral levels above certain thresholds.

If a position becomes insufficiently collateralized, liquidation mechanisms can be used to protect the broader system.

USDD also uses a Peg Stability Module, commonly shortened to PSM.

This system is designed to help users exchange between USDD and supported stablecoins such as USDT at a target 1:1 rate, helping the protocol manage demand and maintain the peg.

The intent behind this system is to enable exchange in between USDD and supported stablecoins such as USDT at a target 1:1 rate, helping the protocol manage demand and maintain the peg.

What is overcollateralization?
Suppose you want to build stablecoins that are worth $100.

The protocol might need more than $100 worth of volatile crypto to be deposited.

That additional collateral provides protection against fluctuations in the value of crypto submitted.

However, this does not eliminate risk.

Extreme market conditions can lead to changes in collateral pricing, smart contract malfunction, and differences in liquidation systems.

That's why stablecoins backed with cryptocurrencies are different from the stablecoins which are backed by reserves. 

On the surface, each one of the stablecoins listed above has the same purpose. 

They try to stay around $1.

Underneath, the systems can be very different.

The key lesson is simple:

The same $1 target does not mean the same structure or the same risks.

Understanding how a stablecoin works is important, there is a question most people eventually ask themselves:

What can I do with it? 

1. Sending and Receiving Crypto

Stablecoins allow users to move dollar-denominated value through blockchain networks.

Instead of sending a volatile asset such as Bitcoin and worrying about whether its market value changes significantly before the recipient uses it, a USD stablecoin is designed to remain closer to the value of the dollar.

The final transaction cost and speed still depend on the network being used.

A TRON transaction does not necessarily have the same fee or confirmation experience as an Ethereum transaction.

2. Moving Between Crypto Assets

Stablecoins are also widely used when exchanging one cryptocurrency for another.

For example, someone may swap another supported crypto asset into USDT or USDC without immediately withdrawing the value to a bank account.

Users of the Oppi Wallet can swap cryptocurrencies within the wallet (depending on assets and network).

Before confirming a swap, always check the asset, exchange rate, and network and applicable fees. 

3. Payments and Everyday Spending

Stablecoins are increasingly being connected to payment tools.

This is important because holding a stablecoin and spending one are two different problems.

A merchant may not directly accept USDT or USDC.

A compatible crypto card can create a bridge between your crypto and the card payment system used by the merchant.

4. Cross-Border Transfers

Stablecoins can also be used to transfer value between people in different countries without relying on the recipient having access to the same traditional banking system.

However, this does not mean every stablecoin transaction is free or instant.

Blockchain fees, congestion, wallet support, exchange fees and local regulations can all affect the experience.

5. Decentralized Finance

Stablecoins are widely used in decentralized finance, usually called DeFi.

DeFi refers to blockchain-based financial applications that may provide services such as swaps, lending, borrowing and liquidity markets.

These applications can introduce additional smart-contract, protocol and liquidity risks.

A stablecoin being relatively stable does not automatically make the DeFi application where you deposit it safe.

Choosing a stablecoin should involve more than looking at its name or checking whether today's price says $1.00.

1. Understand What Backs It

The simplest question to ask is: 

What is supporting the value of this token?

For USDC, you may be looking at cash and short-term liquid financial assets.

For USDS, you need to understand protocol collateral.

For USDe, you need to understand both crypto backing and derivatives hedging.

If you cannot explain in simple words how a stablecoin tries to maintain its value, you probably need to research it further before using it.

2. Look at Transparency

Ask if the company or protocol has information about the reserve, collateral or backing.

These can include, for centrally issued stablecoins, reserve reports and independent attestations.

Collateral also can be validated using blockchain data for on-chain protocols.

Transparency doesn't absolve the risk, but it provides users with information with which to work. 

3. Understand Redemption

A stablecoin trading at approximately $1 on an exchange is not the same thing as every retail holder having identical direct redemption rights with the issuer.

Some issuers provide direct redemption primarily to eligible institutional customers.

Retail users may normally enter or exit through wallets, exchanges or other service providers.

Read the actual terms rather than assuming "1:1 backed" means every user can instantly exchange one token for one physical dollar directly with the issuer.

4. Check the Network

This is one of the easiest mistakes to avoid.

Before sending a stablecoin, verify the token and blockchain network on both sides.

If your wallet is sending USDT on TRON, the receiving platform must support USDT deposits through TRON.

A matching token name is not enough.

5. Check Liquidity

Liquidity is the ease of trading or converting an asset without making a large impact on the price.

Major stablecoins like USDT and USDC tend to have extensive liquidity on many cryptocurrency exchanges. 

Smaller assets may have more limited availability depending on the exchange, network or trading pair.

6. Know Who Controls the System

Ask whether the stablecoin is controlled by a company, a protocol, decentralized governance or some combination of these.

Each model creates different dependencies.

There is no structure that removes every risk.

7. Start With Your Use Case

A stablecoin you want for payments may need different characteristics from one you want to use inside a specific DeFi protocol.

Ask what you actually need it for before comparing products.

Stablecoin regulation has become much more important in 2026.

In the United States, implementation work around the GENIUS Act is progressing.

On September 24, 2026, the Federal Reserve requested public comment on proposals for Board-supervised payment stablecoin issuers.

The proposal includes requirements relating to full backing with permitted reserve assets, capital standards, reserve safekeeping and risk management.

Europe is also continuing to develop its crypto framework under MiCA.

The European Banking Authority released its recommendations for MiCA's review on 24 September 2026 and raised its concerns about multi-issuer stablecoin structures as one of the areas to be addressed. 

Stablecoin risk. For daily users, the lesson is not that regulation removes stablecoin risk. 

It does not.

The lesson is that issuer structure, reserve composition, redemption, jurisdiction and transparency are becoming increasingly important parts of evaluating a stablecoin.

Knowing which stablecoin you want to use is only half of the process. 

You also need somewhere to manage it.

One option is keeping stablecoins with a centralized exchange or custodial service. Another is using a self-custody wallet.

Wallets can differ significantly in self-custody, network support, security features and everyday crypto tools. If you are still comparing options, our guide to the top crypto wallets in 2026 provides a broader comparison. 

With a custodial platform, the provider normally controls the private keys associated with the crypto held through your account.

With a self-custody wallet, you control the keys used to authorize blockchain transactions.

That creates more control, but it also creates more responsibility.

If you lose your recovery phrase and wallet access, a self-custody wallet provider normally cannot simply reset your blockchain wallet in the same way a bank resets an online banking password.

Our  beginner guide to self-custody wallets explains this difference in more detail.

Oppi Wallet is designed as a self-custody crypto wallet. Private keys remain on the user's device, rather than being held by Oppi as an exchange account.

Users can store crypto in Oppi Wallet and manage supported assets across multiple blockchain networks.

Oppi Wallet also provides security features such as PIN protection, biometric authentication and two-factor authentication.

Those features are useful, but they do not replace good user security.

Your recovery phrase must remain private.

Do not send it to support.

Do not enter it into random websites.

Do not keep it in an easily accessible screenshot or message.

For a more complete review, use our crypto wallet security checklist before deciding how you want to store and use your crypto.

For many users, the biggest problem with crypto is not receiving it.

It is figuring out what to do with it afterwards.

You may receive payment in USDT.

You may keep some USDC in your wallet.

But when you want to pay for an online service, order something or make an everyday purchase, that merchant may not accept crypto directly.

Crypto wallets with card features can help bridge this gap by making supported crypto more practical for everyday payments. If you want to compare the available options, see our guide to the best crypto wallets with virtual cards. 

This is where the Oppi Wallet virtual crypto card adds practical utility.

Keep Supported Stablecoins in Your Self-Custody Wallet

Oppi Wallet supports crypto management across Ethereum, BNB Chain, Polygon, TRON and Solana, together with more than 40 supported assets.

Supported stablecoins include USDT and USDC.

Your wallet and your card balance are not the same thing.

Your crypto remains in your self-custody wallet until you choose to use an amount for the card.

That matters because you do not need to move your entire wallet balance simply because you want to spend a small amount.

Swap Supported Crypto When You Need To

If you hold another supported cryptocurrency and want a different supported asset, you can use Oppi Wallet's in-app swap feature.

Always check the rate, asset and network before confirming any swap.

Spend Crypto With the Oppi Virtual Crypto Card

Eligible users can apply for the Oppi virtual crypto card and use supported crypto for everyday spending.

The practical flow is simple.

You choose how much crypto you want to use.

You top up the card using supported crypto such as USDT or USDC.

The funded card balance can then be used for eligible purchases wherever the current card program is supported.

Card services require identity verification, while the basic self-custody wallet does not require card KYC simply to create and use the wallet.

The important difference is control.

You choose how much crypto you want to prepare for spending rather than automatically turning your entire wallet balance into card funds.

That makes the card useful for people who want crypto to do more than remain inside a wallet.

You Can Also Travel with Crypto Anywhere

Stablecoins can also become useful when you travel.

Oppi Wallet allows users to book flights with crypto.

Instead of treating crypto only as an asset you hold, this gives supported crypto a practical use for travel bookings.

Oppi's current flight-booking feature supports payments using supported cryptocurrencies and access to flights from hundreds of airlines.

As with card spending, always check the final price, conversion, supported asset, booking conditions and any applicable fees before confirming payment.

Getting started does not require advanced blockchain knowledge.

First, download Oppi Wallet only from an official source.

If you are creating a new self-custody wallet, follow the setup instructions and protect the recovery phrase carefully. Our step-by-step crypto wallet setup guide explains the complete process.

Once the wallet is ready, you can receive supported assets such as USDT or USDC.

Before receiving stablecoins from another wallet or exchange, confirm the exact network supported by both sides.

For example, do not simply select "USDT."

Check whether you are receiving USDT through TRON, Ethereum or another supported network.

Copy the correct wallet address and review it carefully.

For a larger transfer, some users prefer sending a small test transaction first.

When your cryptocurrency gets to the wallet, you will be able to determine what you wish to do with it.

You can hold assets in a wallet, move it to another wallet, exchange supported assets or, if you're able to use the card capability, deposit some crypto for in-person spending. 

For those who are focused on spending, we've written a guide on shopping online with crypto that'll assist you in linking up a wallet balance to merchants, who normally accept card payments rather than crypto directly.

What are the top three stablecoins in 2026?
Based on the CoinGecko's USD Stablecoin category and ranking by market capitalization on 29th September 2026, the top 3 coins have been USDT, USDC and USDS. As of the time of writing they're around $183.8 billion, $74.7 billion and $9.8 billion, respectively in their market caps. 

Is USDe the same type of stablecoin as USDT or USDC?
No. Ethena describes USDe as a synthetic dollar. Its stability model combines crypto assets with derivatives hedging, rather than relying mainly on the fiat-reserve structure used by stablecoins such as USDC. That means USDe has a different set of risks and should be evaluated differently.

What is DAI?
DAI is a USD-pegged stablecoin that was originally created through MakerDAO and is now part of the broader Sky ecosystem. DAI uses a protocol-based collateral system designed to help maintain its value close to $1. DAI is used for crypto transfers, trading and decentralized finance applications. If your crypto wallet, such as Oppi Wallet, supports DAI and the blockchain network you want to use, you can store, transfer and spend it like other crypto assets.

What is the difference between USDS and DAI?
Both are connected to the Sky ecosystem. DAI has been brought to existence by MakerDAO, and Sky refers to USDS as an improved version of DAI. Both assets will remain valid and exist on their own, allowing for different support formats per wallet and network.

Can stablecoins lose their $1 peg?
Yes. A stablecoin works to maintain a value near 1, but that is not a promise, it's a goal. However, a stablecoin can deviate from its peg due to a number of reasons, including: reserve problems, liquidity conditions, collateral losses, smart-contract failures, panic on the market and other factors. 

Are stablecoins the same as U.S. dollars?
No. The digital crypto asset that represents the value of the U.S. dollar is called a USD stablecoin. It does not necessarily mean that you have to be holding dollars in a bank account that has been insured. All its risk factors are dependent on the issuer, the reserves, protocol, blockchain and regulatory protocol. 

Can I store stablecoins in a self-custody wallet?
Yes, provided that the wallet has the stablecoin as well as the blockchain network you are using. For instance, the support of USDT does not necessarily mean every network USDT is supported. Double check the token and network before transferring any money. 

Can I spend stablecoins with a crypto card?
Yes, some crypto wallets and card providers allow users to fund card balances using supported stablecoins. With the Oppi virtual crypto card, eligible users can prepare supported crypto such as USDT or USDC for everyday card spending. Card availability and terms depend on the user's country and current program requirements.

Which blockchain is best for sending stablecoins?
There is no single network that is best for every stablecoin transfer. Compare transaction fees, speed, wallet support, exchange support and, most importantly, the network supported by the receiver. Never choose a network only because it has a lower fee if the destination does not support it.

The stablecoin market in 2026 is much more diverse than it first appears.

USDT and USDC continue to dominate the market by size, but stablecoins such as USDS, USDe, USD1, PYUSD and RLUSD show how quickly the sector is changing.

Some are backed through traditional reserves.

Some depend on crypto collateral.

Others use more complex systems involving hedging and derivatives.

All they're chasing are roughly the same $1 amount, but how they get the dollar is important.

When using any stablecoin, it's important to know what it's supported by, who owns it, how transparent the system is, what blockchain (and what risks) you are using, etc.

Oppi Wallet integrates the crypto functionalities with self-custody, and if you are already using supported stablecoins like USDT or USDC and want to manage them with the app's crypto functionalities, then it is for you. 

You can store supported crypto, send and receive it, swap supported assets and, for eligible users, use the Oppi virtual crypto card to turn supported crypto into everyday spending power.

Your crypto does not have to stop at holding. You can choose when to store it, when to move it and when you want to use it.

Ready to get started with Oppi Wallet?

Download on the App Store and Google Play.