Try Oppi Wallet, Smart RedotPay Alternative
RedotPay holds your card balance in a custodial account. Oppi Wallet keeps your funds in self-custodial until you use your crypto card, no third party platform holds your funds in between. See the full comparison below.
Oppi Wallet vs RedotPay Feature Comparison
Oppi Wallet lets you hold your own crypto while spending it day-to-day via card. RedotPay, all about stablecoin payments and card spending. Here's full comparison, cards, supported countries, fees, and travel perks.
| Feature | Oppi Wallet | RedotPay |
|---|---|---|
| Wallet type | Self-custody Web3 wallet, Manage and spend | Custodial payment wallet, Mostly for spend |
| Private-Key Control | Full self-custody (user holds non-custodial seed phrase/private keys) | Custodial (assets held in third-party platform custody) |
| KYC Required | No KYC for wallet | KYC required for account/card services |
| Spending Card | Virtual crypto card + available in physical card on Visa network | Virtual + physical crypto cards on Visa network |
| Spend BTC with card | Yes, BTC can be used for supported Oppi Card top-up | Yes, supported crypto can be used for card spending |
| Spend with ETH, USDT, USDC | Yes | Yes |
| Card Supported Countries | 150+ countries support: EU/EEA, USA, UK, LATAM, Asia, Middle East or etc. | 100+ countries support: Southeast Asia, parts of LATAM, Middle East or etc. (currently USA not supported) |
| Card Pricing | Virtual Card: $5 net ($10 registration, $5 refunded), Physical Card: $100, no yearly fee | Virtual card: $10; physical card: $100; no annual card fee |
| Supported chains | 5 (Ethereum, BSC, Polygon, TRON, Solana) | Multiple chains including Ethereum, BSC, Polygon, TRON, Solana and others |
| Supported cryptocurrencies | 40+ listed crypto assets | 20+ crypto assets BTC, ETH, BNB, SOL, XRP, USDT and other |
| Available Countries | Wallet available globally, card eligible in 150+ countries | Available in 100+ countries, subject to restrictions |
| Daily Spending Limit | $100,000/day standard | $100,000+ / day standard |
| Travel | In-app flight and hotel booking with crypto + card travel spend | Card spend at travel merchants |
| Merchant Acceptance | 150M+ merchants stated | 130M+ merchants stated |
| Swap Fee | Real-time rate show before confirmation + network fees | 1% crypto-to-fiat conversion fee + network fees |
| FX fee | Approx. 2.0% to 2.5% on non-USD transactions | Approx. 1.2% FX component + 1% conversion |
| Pricing | Free Wallet | Free account, with applicable transaction/card fees |
| Supported Platforms | iOS, Android | |
| Use Cases | Self-custody, crypto management, everyday spending, travel, crypto card payment | Stablecoin spending, card payments, P2P, transfers, global payments |
Wallet type
Custodial payment wallet, Mostly for spend
Private-Key Control
Custodial (assets held in third-party platform custody)
KYC Required
KYC required for account/card services
Spending Card
Virtual + physical crypto cards on Visa network
Spend BTC with card
Yes, supported crypto can be used for card spending
Spend with ETH, USDT, USDC
Yes
Card Supported Countries
100+ countries support: Southeast Asia, parts of LATAM, Middle East or etc. (currently USA not supported)
Card Pricing
Virtual card: $10; physical card: $100; no annual card fee
Supported chains
Multiple chains including Ethereum, BSC, Polygon, TRON, Solana and others
Supported cryptocurrencies
20+ crypto assets BTC, ETH, BNB, SOL, XRP, USDT and other
Available Countries
Available in 100+ countries, subject to restrictions
Daily Spending Limit
$100,000+ / day standard
Travel
Card spend at travel merchants
Merchant Acceptance
130M+ merchants stated
Swap Fee
1% crypto-to-fiat conversion fee + network fees
FX fee
Approx. 1.2% FX component + 1% conversion
Pricing
Free account, with applicable transaction/card fees
Use Cases
Stablecoin spending, card payments, P2P, transfers, global payments
Why Oppi Wallet is a Great Choice Than RedotPay?
Keep Full Control of Your Crypto
Oppi Wallet is self-custody, you hold your own private keys and seed phrases at every step. RedotPay uses a custodial model, where your funds are held and managed by a third party.
Built In Flights & Hotels Booking
Oppi Wallet lets you book flights and hotels with crypto directly in the app, using wallet and card. RedotPay's travel use is limited to spending the card at travel merchants.
Spend Crypto Around the World
Oppi Wallet is available almost anywhere, wallet setup and card access included. RedotPay doesn't support new account registrations for users in the US, Venezuela and other restricted regions.
Get Rewards on Daily Payments
Oppi Wallet card earns reward points on transactions, using base app and card at no extra cost. RedotPay cashback requires a pro subscription, which you need to pay for to unlock rewards.
How to switch from RedotPay to Oppi Wallet
Step 1: Download Oppi Wallet
Get Oppi Wallet from the App Store or Play Store and create your wallet in minutes.
Step 2: Import or Set Up Your Wallet
Already have a RedotPay? Import it into Oppi Wallet using your recovery key phrase, or create one to get started.
Step 3: Start Managing Your Crypto
Access your crypto assets and send, receive, swap, and manage everything from one secure wallet.
Step 4: Activate Your Crypto Card
Start using a virtual crypto card for everyday crypto payments with ease.
Your All-in-One Self-Custody Crypto Wallet
Frequently Asked Questions
Keep your private keys and manage and spend crypto easily
Try a self-custody crypto card. You can spend your crypto daily and still stay in control of your assets.